Mocasa is a one-stop app to manage and spend credit. Users can scan to pay in stores via QR Ph code, or pay online using virtual Mastercard. They can also pay bills, buy loads, or cash advance to e-wallet within the app.
Users can enjoy zero interest when they pay on time. They can also choose the minimum payment or installment payment option, according to their financial situation.
Users' credit limit may increase with good usage habits. Mocasa also seeks for partner merchants to offer discounts to its users.